Английский язык. Бочкарева Т.С - 30 стр.

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to meet obligations
to reschedule loans
repayment instalments
interest payments
to threaten
competition
to offer financial services
insurance company
application of technology
accounting records
ledger
to transmit (transfer)
electronically
to provide the essential data
computer system failure (fround)
minute data
security operations
to break down
it is imperative
to penetrate the system
personnel costs
- выполнять обязательства
- перераспределить займы
- очередные взносы (погашения)
- уплата процентов
- угрожать
- конкуренция
- оказывать финансовые услуги
- страховая компания
- применение новых технологий
- бухгалтерские отчеты
- приходно-расходная книга
- передавать электронным способом
- предоставлять важные данные
- сбой в компьютерной системе
(мошенничество)
- подробные данные
- операции, обеспечивающие
безопасность
- выходить из строя
- необходимо
- проникнуть в систему
- расходы на содержание персонала
Banking has faced considerable external change over recent decades, and major
changes have taken place in the industry itself. Developments have been many and
rapid. One of the most important developments during the 1980s was the growth in
international debt problems, a situation which had begun to evolve in the previous
decade.
In addition to the growth in the financial needs of large companies, government
agencies around the world also formed an area of growing demand for finance in the
1970s. International banks assisted countries with balance of payments difficulties, that
is those which were importing much more than they were exporting, by lending them
large sums of money, and this assistance increased after the sharp rise in oil prices in
1973, since the higher prices meant even greater balance of payments problems for some
countries. Banks were at this time able to lend out more money, deposited with them by
oil producing countries, to countries with payment deficits. Some leading banks
committed sums which exceeded their capital and reserves, ignoring the principle of a
well-spread loan portfolio.
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      to meet obligations                 -   выполнять обязательства
      to reschedule loans                 -   перераспределить займы
      repayment instalments               -   очередные взносы (погашения)
      interest payments                   -   уплата процентов
      to threaten                         -   угрожать
      competition                         -   конкуренция
      to offer financial services         -   оказывать финансовые услуги
      insurance company                   -   страховая компания
      application of technology           -   применение новых технологий
      accounting records                  -   бухгалтерские отчеты
      ledger                              -   приходно-расходная книга
      to transmit (transfer)              -   передавать электронным способом
      electronically                      -   предоставлять важные данные
      to provide the essential data       -   сбой в компьютерной системе
      computer system failure (fround)        (мошенничество)
                                          -   подробные данные
      minute data                         -   операции, обеспечивающие
      security operations                     безопасность
                                          -   выходить из строя
      to break down                       -   необходимо
      it is imperative                    -   проникнуть в систему
      to penetrate the system             -   расходы на содержание персонала
      personnel costs


     Banking has faced considerable external change over recent decades, and major
changes have taken place in the industry itself. Developments have been many and
rapid. One of the most important developments during the 1980s was the growth in
international debt problems, a situation which had begun to evolve in the previous
decade.
     In addition to the growth in the financial needs of large companies, government
agencies around the world also formed an area of growing demand for finance in the
1970s. International banks assisted countries with balance of payments difficulties, that
is those which were importing much more than they were exporting, by lending them
large sums of money, and this assistance increased after the sharp rise in oil prices in
1973, since the higher prices meant even greater balance of payments problems for some
countries. Banks were at this time able to lend out more money, deposited with them by
oil producing countries, to countries with payment deficits. Some leading banks
committed sums which exceeded their capital and reserves, ignoring the principle of a
well-spread loan portfolio.


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