Банковский менеджмент. Иода Е.В - 17 стр.

UptoLike

Составители: 

Рубрика: 

Zl
:gZeba
:gZeba [ZeZgkh\uokq_lh\
h
[Zgdh\k dh]h
:gZeba\ g_[ZeZgkh\uoklZl_c
[
[Ze Zgk Z b ^jm]bo
:gZeba^jm]bonhjfhlq_lghklb
Z
nhjfhlq_lghklb
\dex q Zy nbgZgkh\u_j_amev lZlu
j
_
d
y
g
Z
Z
:gZebakh klhygby
:
gZeb a^ZgguoZg Zeblbq_kdh]h
d
[
mq_lZb
m
q_lZ
k
hlq_lghklb
:
gZeb akhhl\_lkl\by^Zgguo
_
\
ZgZeblbq_kdh]hmq_lZ^Zgguo
q
kbgl_lbq_kdh]hmq_lZ
beZ
:gZebakh klhygby
:gZebahi _jZpbhgguo^h]h\hjh\
g
^ h]h\hjh\
:gZebaohayckl\_gguo^h]h\hjh\
:
mqj_^bl_evkdbo
:gZebamqj_^bl_evkdbo
^ hdmf _glh\
^
hdm f _g lh\
JbkHkgh\gu_gZijZ\e_gbyZgZeblbq_kdhcjZ[hlu\ [Zgd_
Ihke_ wlh]h \uihegy_lky jZkq_l hp_ghqguo b ghjfZlb\guo ihdZaZl_e_c h ij_^_eyxlky \b^u b dhebq_kl\h k\h^guo
lZ[ebp ihdZaZl_e_c bo j_d\bablu ihjy^hd b ]jmiibjh\db AZl_f \u[bjZxlky fZkkb\u beexkljbjm_fhc bgnhjfZpbb
nhjfugZ]ey^gh]hbah[jZ`_gbyfZl_jbZeZGZwlhfaZdZgqb\Z_lkyij_^\Zjbl_evgucwlZiZgZebaZ
<lhjhc wlZi y\ey_lky kh[kl\_gghZgZeblbq_kdbf GZ wlhf wlZi_ hibku\Zxlky ihemq_ggu_ jZkq_lgu_ ^Zggu_
ihdZaZl_e_c h[t_fh\ kljmdlmju ^bgZfbdb \aZbfhk\yab ZgZebabjm_fuo ihdZaZl_e_c b ]hlh\blky aZdexq_gb_ ih blh] Zf
ZgZeblbq_kdhcjZ[hlu
Ihke_^gbf y\ey_lky aZdexqbl_evguc wlZi dh]^Z ijb\e_dZxlky jZagu_ wdki_j lu ^ey hp_gdb j_amevlZlh\ ZgZebaZ b
\ujZ[hldbj _dhf_g^Zpbcihmemqr_gbxb kh\_jr_gkl\h\ZgbxjZ[hlu[ZgdZ
D hkgh\guf gZijZ\e_gbyf ZgZebaZ [ZeZgkZ dhff_jq_kdh]h [ZgdZ ijh\h^bfh]h gZ ij_^\Zjbl_evghf wlZi_ fh`gh
hlg_klbke_^mxsb_
x
ZgZebakljmdlmjuiZkkb\guohi_jZpbchi_jZpbcihijb\e_q_gbxkj_^kl\
x
ZgZebakljmdlmjuZdlb\guohi_jZpbchi_jZpbbihjZaf_s_gbxkh[kl\_gguoijb\e_q_gguobaZ_fguokj_^kl\
x
ZgZeban bgZgkh\uoj_amevlZlh\^_yl_evghklbdhff_jq_kdh]h[ZgdZ
x
ZgZebadZq_kl\ZmijZ\e_gbydj_^blghchj]ZgbaZpb_c
< dZq_kl\_f_lh^ZZgZebaZ[Zgdh\kdh]h[ZeZgkZijbf_gy_lkyf_lh^kjZ\g_gby?]hbkihevah\Zgb_iha\hey_l
hij_^_eblvijbqbgub kl_i_gv\ha^_ckl\by^bgZfbq_kdbobaf_g_gbcb hldehg_gbcihklZlvyfgZebd\b^ghklv[ZgdZ
b ijb[uevghklv _]h hi_jZpbc  \uy\blv j_a_j\u ih\ur_gby wnn_dlb\ghklb KjZ\gbl_evguc ZgZeba fh`gh
ijh\h^blvdZdgZ\gmljb[Zgdh\kdhfmjh\g_kjZ\gb\Zlv^\Zi_jbh^ZlZdbgZf_`[Zgdh\kdhfmjh\g_khihklZ\eyy
hlq_lghklv Ijb wlhf q_f rbj_ djm ] \ayluo ^ey kjZ\g_gby [Zgdh\ l_f [h evr _ \hafh`ghklv kh\_jr_gkl\h\Zgby
^_yl_evghklb
Rbjhdh jZkijhkljZg_gguf f_lh^hf ZgZebaZ y\ey_lky f_lh^ ]jmiibjh\db iha\heyxsbc iml_f kbkl_fZlbaZpbb ih
jZaebqgufdjbl_jbyfklZl_c[ZeZgkZ \kdjulvwdhghfbq_kdmx kmsghklvgZ[ex^Z_fuo y\e_gbcb ijhp_kkh\ =jmiibjh\dZ
fh`_l[ulvijh\_^_gZgZijbf_jklhqdbaj_gby^he]h b djZldhkjhqguodj_^blguo \eh`_gbckjhdh\Zdlb\ghiZkkb\guo
hi_jZpbckh[kl\_gguobijb\e_q_gguoj_kmjkh\[ZgdZihkl_i_gbebd\b^ghklbbl^
F_lh^ dhwnnbpb_glh\ ijba\Zg \uy\eylv dhebq_kl\_ggmx \aZbfhk\yav f_`^m jZaebqgufb klZlvyfb jZa^_eZfb b
]jmiiZfb klZl_c [ZeZgkZ k p_evx \uykg_gby bo m^_evguo \_kh\ >Zgguc f_lh^ bkihevam_lky ^ey dhgljhey gZ^ mjh\g_f
ebd\b^ghklb dhff_jq_kdh]h [ZgdZ kh klhjhgu P_gljZevgh]h [ZgdZ Hkgh\gufb nZdlhjZfb hij_^_eyxsbfb mjh\_gv
dhwnnbpb_glh\ebd\b^ghklby\eyxlkykjhdbb \b^uZdlb\ghiZkkb\guohi_jZpbcdZl_]hjbywdhghfbq_kdbodhgljZ]_glh\
ZlZd`_]ZjZglbjh\Zgghklv\ha\jZlZ^_g_`guo\eh`_gbcb klZ[bevghklbbobklhqgbdh\Mjh\_gvjbkdZZdlb\h\b kl_i_gv
gZ^_`ghklb iZkkb\h\ b]j Zx l [he__ \Z`gm x jhev g_`_eb kh[ex^_gb_ mklZgh\e_ggh]h khhlghr_gby khhl\_lkl\mxsbo
Zdlb\guo b iZkkb\guo klZl_c ih kjhdZf Kms_kl\m_l agZqbl_evgh _ qbkeh djbl_jb_\ deZkkbnbdZpbb ZgZebaZ [Zgdh\kdh]h
[ZeZgkZ
Ih ki_dljm bamqZ_fuo \hijhkh\ jZaebqZxl iheguc b l_fZlbq_kdbc ZgZeba Ijb l_fZlbq_kdhf ZgZeba_
jZkkfZljb\Z_lky g_[hevrhc djm] \hijhkh\ k\yaZgguc k memqr_gb_f h^ghc ba klhjhg ^_yl_evghklb [ZgdZ Ijbf_jhf
l_fZlbq_kdh]hZgZebaZfh`_lkem`blvZgZeba[Zgdh\kdhcijb[uebbebkljmdlmjudj_^blh\
Ihp_eyfb oZjZdl_jmbkke_^h\Zgbc\u^_eyxlij_^\Zjbl_evguchi_jZlb\gucblh]h\ucb i_jki_dlb\gucZgZeba
Ij_^\Zjbl_evguc ZgZeba ijh\h^bl ky gZ ij_^f_l \uy\e_gby \hafh`ghklb ijh\_^_gby lhc beb bghc [Zgdh\kdhc
hi_jZpbb
Hi_jZlb\guc ZgZeba bkihevam_lky \p_eyo kh[ex^_gby ghjfZlb\h\ ebd\b^ghklb b ^jm]bo ihdZaZl_e_c Hg lZd`_
ijh\h^blkyijbg_h[oh^bfhklbijbgylbyg_hleh`guof_j
Blh]h\ucZgZeba^Z_lhp_gdmwnn_dlb\ghklb^_yl_evghklb[ZgdZaZhij_^_e_gguci_jbh^ZlZd`_\uy\ey_lj_a_j\u
ih\ur_gby^hoh^ghklb
I_jki_dlb\gucZgZeba ijh\h^blky ^ey ij h]ghabjh\Zgby dhgtxgdlmju Z_]h j_amevlZlubkihevamxlky ijb
nhjfbjh\Zgbb^Zevg_crbogZijZ\e_gbc^_g_`ghdj_^blghciheblbdb
< aZ\bkbfhklbhlh[t_dlZbkke_^h\Zgbyfh`gh\u^_eblvnmgdpbhgZevguckljmdlmjguchi_jZpbhgghklhbfhklghcb
gZjh^ghohayckl\_ggucZgZeba
NmgdpbhgZevgucZgZebaihfh]Z_l\uy\blvki_pbZebaZpbx[ZgdZhij_^_eblv_]hf_klh\ [Zgdh\kdhckbkl_f_ZlZd`_
i_jki_dlb\ujZa\blbyb kf_gujheb\wlhckbkl_f_