Basic ecomonic terminology. Искренко Э.В - 21 стр.

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21
14. Creditor — a person or organization to whom money is
owed.
15. Interest — payment for using someone else’s money (from
the debtor’s perspectives); income derived from allowing someone
else to use one’s capital (from the creditor’s perspective).
16. Interest rate (interest) — the price of borrowing money or
the price received for lending money, expressed as a percentage.
17. Simple interest — a fixed rate on a stated sum; the same
amount is paid or accumulated each year irrespective of the amount
borrowed.
18. Compound interest — the interest that is calculated each
year on capital plus interest already accumulated.
19. Bank loan — a fixed amount lent by a bank to a customer for
an agreed time and on specified terms.
20. Short-term financing — money that will be used for a period
of one year or less and then repaid.
21. Long-term financing — money that will be used for longer
than one year.
22. Vault cash — the currency a bank has in its safes (vault) and
cash drawers.
23. A bank’s balance sheet — a statement of the assets, liabilities,
and net worth of the bank.
Çàäàíèå ¹ 1. Äàéòå àíãëîÿçû÷íûå ýêâèâàëåíòû ñëåäóþùèì ðóñ-
ñêîÿçû÷íûì òåðìèíàì:
1) öåíòðàëüíûé áàíê; 2) ôåäåðàëüíàÿ ðåçåðâíàÿ ñèñòåìà;
3) ôåäåðàëüíûé ðåçåðâíûé áàíê; 4) ìåæäóíàðîäíûé áàíê; 5) ó÷åò-
íàÿ ñòàâêà; 6) áàíê øòàòà; 7) ãîñóäàðñòâåííûé áàíê; 8) ðåçåðâ-
íûå òðåáîâàíèÿ; 9) îïåðàöèè íà îòêðûòîì ðûíêå; 10) äîëãî-
ñðî÷íîå ôèíàíñèðîâàíèå; 11) êðàòêîñðî÷íîå ôèíàíñèðîâàíèå;
12) îáÿçàòåëüíûé ðåçåðâ; 13) ïðîöåíòû; 14) ïðîöåíòíàÿ ñòàâêà;
15) èçáûòî÷íûå ðåçåðâû; 16) ïðîñòûå ïðîöåíòû; 17) ñëîæíûå
ïðîöåíòû; 18) áàíêîâñêàÿ ññóäà; 19) äåíåæíàÿ íàëè÷íîñòü.
Çàäàíèå ¹ 2. Äëÿ ðóññêîÿçû÷íûõ òåðìèíîâ â êîëîíêå À íàéäèòå
ñîîòâåòñòâóþùèå èì àíãëîÿçû÷íûå îïðåäåëåíèÿ â êîëîíêå B.
A
1. Ïðîöåíòíàÿ ñòàâêà.
2. Ãîñóäàðñòâåííûé áàíê.
      14. Creditor — a person or organization to whom money is
owed.
      15. Interest — payment for using someone else’s money (from
the debtor’s perspectives); income derived from allowing someone
else to use one’s capital (from the creditor’s perspective).
      16. Interest rate (interest) — the price of borrowing money or
the price received for lending money, expressed as a percentage.
      17. Simple interest — a fixed rate on a stated sum; the same
amount is paid or accumulated each year irrespective of the amount
borrowed.
      18. Compound interest — the interest that is calculated each
year on capital plus interest already accumulated.
      19. Bank loan — a fixed amount lent by a bank to a customer for
an agreed time and on specified terms.
      20. Short-term financing — money that will be used for a period
of one year or less and then repaid.
      21. Long-term financing — money that will be used for longer
than one year.
      22. Vault cash — the currency a bank has in its safes (vault) and
cash drawers.
      23. A bank’s balance sheet — a statement of the assets, liabilities,
and net worth of the bank.
Çàäàíèå ¹ 1. Äàéòå àíãëîÿçû÷íûå ýêâèâàëåíòû ñëåäóþùèì ðóñ-
ñêîÿçû÷íûì òåðìèíàì:
     1) öåíòðàëüíûé áàíê; 2) ôåäåðàëüíàÿ ðåçåðâíàÿ ñèñòåìà;
3) ôåäåðàëüíûé ðåçåðâíûé áàíê; 4) ìåæäóíàðîäíûé áàíê; 5) ó÷åò-
íàÿ ñòàâêà; 6) áàíê øòàòà; 7) ãîñóäàðñòâåííûé áàíê; 8) ðåçåðâ-
íûå òðåáîâàíèÿ; 9) îïåðàöèè íà îòêðûòîì ðûíêå; 10) äîëãî-
ñðî÷íîå ôèíàíñèðîâàíèå; 11) êðàòêîñðî÷íîå ôèíàíñèðîâàíèå;
12) îáÿçàòåëüíûé ðåçåðâ; 13) ïðîöåíòû; 14) ïðîöåíòíàÿ ñòàâêà;
15) èçáûòî÷íûå ðåçåðâû; 16) ïðîñòûå ïðîöåíòû; 17) ñëîæíûå
ïðîöåíòû; 18) áàíêîâñêàÿ ññóäà; 19) äåíåæíàÿ íàëè÷íîñòü.
Çàäàíèå ¹ 2. Äëÿ ðóññêîÿçû÷íûõ òåðìèíîâ â êîëîíêå À íàéäèòå
ñîîòâåòñòâóþùèå èì àíãëîÿçû÷íûå îïðåäåëåíèÿ â êîëîíêå B.

                                    A
      1. Ïðîöåíòíàÿ ñòàâêà.
      2. Ãîñóäàðñòâåííûé áàíê.

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