Деньги - Money. Невежина С.Б - 58 стр.

2m D-marks were lured into the main banking hall of Credit Suisse in            Although these new gizmos are still under (10) … development,
Zurich, where they were met by a man claiming to be a director of the    financial regulators and (11) … policemen have been studying them
bank. While he went off with the suitcases to 'change' money, never to   intently. And they have raised several questions to which they want
return, the victims took coffee with a man posing as a bank underling.   (12) … answers. One is whether limits will be placed on value that can
The accomplice later made his excuses and left as well. The same sting   be held on chip-bearing cards. (13) … card without a limit 'could
the following week on a Canadian businessman netted the impostors        break my back', worries Stanley Morris, who heads FINCEN, the
with 4m dollars. Two men, a German and a Swiss, have been arrested,      American government's financial-intelligence unit. He thinks (14) …
but the stingleader is still at large. ('The Economist', January 29th,   launderers could use it to shift millions of dollars on (15) … piece of
1994)                                                                    plastic.
___________________                                                             (16) … anti-laundering brigade also wants reassurance that
        belated tips – запоздалые советы, сведения, информация;          crooks will not be able to set themselves up as e-money users. And
dormant account (inactive account) – пассивный депозитный счет в         they want to know whether all transactions in whatever system will be
банке; to scrutinize – тщательно проверять; to launder (to wash)         logged at (17) … central point, so that investigators can reconstruct
money – отмывать деньги; sting – обман, мошенничество; to lure           (18) … electronic audit trail if necessary. At least one card-based
into... – завлекать, заманить в ... ; underling – мелкий чиновник;       system currently being developed by MONDEX, (19) … company
accomplice – сообщник, соучастник преступления; impostor – мо-           owned by Master-Card, is designed to allow money to be transferred
шенник; to be at large – быть на свободе.                                directly between (20) … cards, without leaving such (21) … trail.
                                                                         DigiCash, which is developing (22) … computer-based payment
      READING TWO                                                        system, is using what calls (23) … 'one-way privacy' method, which
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                                                                         allows payers to check who received money from them, but does not
                                                                         allow (24) … recipients to find out where it came from.
            LAUNDERING ELECTRONIC MONEY16                                       While these and other issues, such as who will have jurisdiction
                                                                         over laundering on (25) … Internet, suggest (26) … new systems
       If there is one thing money launderers hate it is (1) … cash;     could cause (27) … authorities (28) … few headaches, some experts
physical cash, that is. Shipping huge wads of banknotes is (2) …         beg to differ. (29) … report published last year by (30) … Bank for
logistical nightmare. It also raises (3) … risk that couriers will be    International Settlements, (31) … central bankers' central bank, noted
intercepted and (4) … loot traced back to its source. Transferring       that in most cases, measures designed to protect (32) … new systems
(5) … money electronically is both quicker and easier. Hence concerns    againts fraud – such as attaching (33) … unique electronic serial
in law-enforcement circles that new forms of electronic money could      numbers to transactions – would make them less attractive for (34) …
render obsolete traditional methods of tracking tainted money, which     criminal activities than many existing payment systems. At (35) …
rely heavily on (6) … policing of bank transactions.                     moment, all financial regulators can do is watch and wait.
       Electronic-money systems come in three different forms. There
are (7) … stored-value cards, which allow customers to load money
onto a microchip-bearing piece of plastic. This can then be carried
around like (8) … credit card. There are computer-based systems, for
example, those involving payments over the Internet. And there is talk
of hybrid systems, which allow (9) … smart cards and network-based
payments to work together.
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