Учебно-методическое пособие по обучению профессиональному общению. Коровина Н.А - 38 стр.

UptoLike

ВУЗ: 

ОмГУ | Омск

Составители: 

Рубрика: 

75
14. ability to pay liabilities when they become due
15. anything that acts as a security or a guarantee for a loan
III. The text contains a number of common verb-noun part-
nerships (e.g. to lend money, to finance international trade). Match
up the verbs (column A) and nouns (column B) below to make com-
mon collocations.
A B
charge advice
do bonds
exchange business
issue currencies
make deposits
offer funds
pay interest
raise loans
receive profits
underwrite security issues
TEXT 2
Answer the following comprehension questions based on the
text:
1. What is the bank? What factors determine the success of its
operation?
2. What makes the 1980s a turning point in banking?
3. What do bank trust operations encompass?
4. What groups do the bank trust operations fall into?
5. What does the Federal Indenture Act of 1939 envisage?
6. What are the obligations of a bank acting as trustee under in-
denture?
7. What are letters of credit aimed at when they are issued by
banks acting as fiduciaries to benefit their corporate customers?
76
New Services in Banking
Banks perform the widest range of functions in the economy
and consequently any modern full-service banking institution should
provide the widest variety of services.
Fig. 6
Banks may be defined as firms producing and selling financial
services. Their success or failure hinges on their ability to identify the
financial services the public demands, produce those services effi-
ciently, and sell them at a competitive price. The service menu of
banks does not remain unchanged as new services are constantly being
introduced and developed by commercial banks. Many of them offer a
combination of wholesale and retail banking. The former provides
large scale services to the corporate sector. The latter mainly provides
smaller scale services to the general public.
The 1980s ushered in an explosion of new service options.
Many of the new services have simply been variations of traditional
deposit and loan product. Other innovative services, however, have
broken new ground and exposed bankers to all the uncertainty and risk
associated with new product development. 
        14. ability to pay liabilities when they become due                                      New Services in Banking
        15. anything that acts as a security or a guarantee for a loan
                                                                                Banks perform the widest range of functions in the economy
                                                                          and consequently any modern full-service banking institution should
      III. The text contains a number of common verb-noun part-
                                                                          provide the widest variety of services.
nerships (e.g. to lend money, to finance international trade). Match
up the verbs (column A) and nouns (column B) below to make com-
mon collocations.
            A                     B
         charge                advice
         do                    bonds
         exchange              business
         issue                 currencies
         make                  deposits
         offer                 funds
         pay                   interest
         raise                 loans
         receive               profits
         underwrite            security issues

         TEXT 2
         Answer the following comprehension questions based on the                                         Fig. 6
text:                                                                            Banks may be defined as firms producing and selling financial
      1. What is the bank? What factors determine the success of its      services. Their success or failure hinges on their ability to identify the
operation?                                                                financial services the public demands, produce those services effi-
      2. What makes the 1980s a turning point in banking?                 ciently, and sell them at a competitive price. The service menu of
      3. What do bank trust operations encompass?                         banks does not remain unchanged as new services are constantly being
      4. What groups do the bank trust operations fall into?              introduced and developed by commercial banks. Many of them offer a
      5. What does the Federal Indenture Act of 1939 envisage?            combination of wholesale and retail banking. The former provides
      6. What are the obligations of a bank acting as trustee under in-   large scale services to the corporate sector. The latter mainly provides
denture?                                                                  smaller scale services to the general public.
      7. What are letters of credit aimed at when they are issued by
                                                                                 The 1980s ushered in an explosion of new service options.
banks acting as fiduciaries to benefit their corporate customers?         Many of the new services have simply been variations of traditional
                                                                          deposit and loan product. Other innovative services, however, have
                                                                          broken new ground and exposed bankers to all the uncertainty and risk
                                                                          associated with new product development.
                                      75                                                                     76

Страницы