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I may be biased (it would be very odd if I was not as chairman of the
Sustainable Development Commission, the UK government’s independent
watchdog), but I cannot help but wonder how much longer politicians will go
on ignoring the overwhelming benets of using sustainable development as
the central organizing principle for the whole of government.
All talk
It is not that sustainable development does not already feature in govern-
ment processes today. It does – and not just in terms of the UK government’s
overarching Sustainable Development Strategy, «Securing the Future».
Indeed, there has been an absolute explosion in the language of sustain-
able development.
And whilst it is true that language almost always precedes any com-
mitment to action, many non-governmental organizations (NGOs) are now
persuaded, in this instance, that linguistic usage has become not so much a
precursor to action as a substitute for it.
Such cynicism may be a little premature. NGOs may give little credence
to this, but the UK has an excellent international reputation for the way it
has set about mainstreaming sustainable development across government
and the wider public sector.
Every government department, for instance, has to produce its own Sus-
tainable Development Action Plan; has to deliver against a number of en-
vironmental and social targets every year; has to account for sustainable
development in its policy-making processes.
Most of the UK’s regulators now have a formal sustainable development
duty, as do our Regional Development Agencies. These things may not as yet
be delivering the goods, but the architecture is at least there to enable things
to happen more effectively in the future.
In terms of the private sector, UK-based multinational companies
also have an excellent international reputation – in terms of promot-
ing ideas like socially responsible behavior and corporate community
investment.
Campaigners and activists are driven (necessarily) by the need to hold
companies to account for their failings, as they aggressively prioritize the
private interests of shareholders over the public interests of society at large,
but that does not mean we should ignore all the good corporate practice initi-
ated and developed here in the UK.
93
ways have a doubt about whether their money is safe, while being processed
through Internet banking.
In addition to this, a few cases of forgery have been reported in online
banking. There are some fraud or proxy websites, which can hack informa-
tion (user name and password) entered by a person for some transaction, and
later misuse it. In such cases, people lose their money without knowing and
by the time, they get the bill, huge loses may have been incurred.
Another disadvantage of Internet banking is that it may take some time,
to get the Internet account started, as it requires a lot of paper work. Some
people avoid using Internet banking services because they nd it difcult to
understand how it works. Also, the fact that a wrong click can cause mon-
etary losses may be a deterrent. Internet banking can also pose a problem,
if the network is down in one’s area. This may cause difculty, if the person
has to do an important transaction.
One very common disadvantage of online banking is when a person has
some problem or query. In a normal bank, if one faces some problem, one
can go to some employee of the bank to solve it. However, in the case of
Internet banking, one will nd oneself making endless calls to the customer
service department. There have been cases, where the person is put on hold
or has been passed around from one person to another.
Although, Internet banking has certain disadvantages, one can avail of its
customer-friendly services, if one is a little careful. One should never give away
one’s password to any unknown person and to make the experience of Internet
banking a smooth process, one must use sites that are familiar and reliable.
Advantages of Internet Banking
The greatest advantage of Internet banking perhaps lies in the fact
that customers are no longer required to wait in those long and weari-
some queues of the banks to request a nancial transaction or statement.
Another important advantage of Internet banking is that it has made the
opening of an account quite simple and easy and without much paperwork.
The same exibility can be observed even while closing an account. You
can also apply for bank loans without personally visiting any local branch
of your bank.
Conventional banking has always been slow and time consuming, so
much so that sometimes you need to wait several hours to process a simple
transaction like clearing a check. But, Internet banking has tremendously
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