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reduced the time required to process banking transactions, thereby making
banking faster and convenient. For the bankers this system is cost-effec-
tive, as it has considerably reduced the administrative costs and paperwork
related to the transactions. Besides, banks can also cater to the needs of
thousands of customers at the same time. All these factors have signicantly
increased the prot margins of commercial banks by lowering their operat-
ing costs. This has enabled them to offer acceptable interest rates on savings
account and credit cards.
With the help of Internet banking, you can access any information re-
garding your account and transactions, any time of the day. This means that
you no longer have to depend on the ofce hours of your bank to obtain
information. Therefore, you can regularly monitor your account as well as
keep track of nancial transactions, which can be of immense help in detect-
ing any fraudulent transaction. In addition to this, fund transfers, both na-
tional and international, have also become faster and convenient with Inter-
net banking. Nowadays, you can transfer funds from one account to another
within a few minutes. You can easily carry out stock trading, exchanging
bonds and other investments with the help of Internet banking. All these
features have made Internet banking ideal for people who make a number of
nancial transactions each day.
In addition to availing banking facilities for 24 hours a day, you can also
receive other important information regarding banking policies, rates of in-
terest offered on different types of bank accounts and formalities required in
executing various transactions. With such information you can compare the
services of different banks and opt* for the one that satises your individual
needs and requirements.
However, there can be some serious disadvantages of internet banking,
out of which the security of your bank account is the most important one. So
while availing the facilities of Internet banking, you have to be very careful
to ensure the security of your computer and personal information like the
password, user name and pin number of your bank account. Otherwise, you
may become a victim of computer hacking, which can lead to unauthorized
use of your account by computer hackers. Though banks have come up with
several security measures, the customers are also required to be a bit careful
to ensure security and safety of internet banking.
* boon – benet, favor
* opt – сокр. от optimized
119
TEXT 12
Exercise 1. Give the Russian equivalents to the following words and
expressions.
Catch-phrase, to hold the key, to be biased, substitute for, to give cre
-
dence to smth, public sector, private sector, carbon neutrality, downright
mediocre, to launch, to be commissioned by, agenda, albeit, carbon-con-
strained world, corporate community investment.
Exercise 2. Match the antonyms.
1. Rumbustious
a) orderly
b) unruly
c) noisy
2. Die-hard
a) rock-ribbed
b) exible
c) persistent
3. Commitment
a) inertness
b) engagement
c) contribution
4. Inexorable
a) placable
b) merciless
c) ruthless
5. Gloomy
a) depressed
b) dark
c) cheerful
Sustainable development: Big not boring
Sustainable development is not a “boring catch-phrase for sad gits with
nothing better to do with their lives”, says Jonathon Porritt. In this week’s
Green Room, he explains why it holds the key to a better future, and why
politicians ignore it at their peril.
If you want to keep your guns, your property, your children and your
god, then sustainable development is your enemy! This quote reminds me
that sustainable development is not some boring catch-phrase for sad gits
with nothing better to do with their lives, but a rumbustious, ideologically
charged «big idea».
If America’s die-hard, red-neck fundamentalists are now likening sustain-
able development to earlier threats to the American way of life (such as com-
munism, presumably), then shouldn’t we all be taking it a lot more seriously?
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