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91
Others say that using electronic money places too much control
of our personal finances in the hands of strangers.
... it was a bit of a pain to have to learn a new money system
every time you crossed a border.
FOCUSED PRACTICE
1. Look again at some of the sentences from What's
Happening to Cash? In each case, say whether or not the word
in parentheses could be used to replace the italicized word or
phrase without changing the meaning or creating an incorrect
sentence. If not, explain why.
1. Even so, the Euro will have a great many significant effects.
(many)
2. There won't be any Euro coins and bills for a while. (some)
3. Are there any advantages to cash? (some)
4. You remember that you need to buy some flowers. (any)
5. At this writing, few flower vendors take checks ... (a few)
6. ... and even fewer take plastic. (less)
7. If you've got a little money with you . . . (little)
8. ... you simply pull out a few bills. (few)
9. Of course, cash has a good many disadvantages as well. (a
great many)
10. Carrying a lot of coins can make holes in your pockets.
(many)
11. Some people have little use for plastic cards. (a little)
12. The jury is still out on whether the trend toward less and less
use of cash is good or bad. (fewer and fewer)
2. Read the information and complete it by choosing the
appropriate quantifiers.
Almost ______1._every____1. (every / either / all) adult in the
United States has been invited to use a credit card at_________
2. (some / any / each) time. Usually an 'invitation' to use one comes in
the mail, along with a _________3. (great amount / number / great
deal) of flattering remarks about the exclusivity of the people chosen
to use the card.
92
The temptation to take out the credit card is strong, especially
among ________ 4. (certain / a certain / every) people who are not
highly creditworthy at the time they receive the offer, such as students
or recent graduates. The prospect of having ___________5. (much of /
much / many) desirable goods so easily attainable with a little plastic
card can be extremely seductive.
_______________6. (An amount of / Much / Some) cards are
issued by individual stores and are good only for purchases within the
store. Others are issued by banks, through MasterCard or VISA, for
example, and still others by the credit card companies themselves,
such as American Express and Diners Club.____________7. (Either
of the / Any of the / Some) oil companies and telephone companies,
too, issue cards to large numbers of users.
___________ 8. (Most of / Much of / A great deal of) the
credit cards work the same way. The consumer makes purchases and
receives bills in the mail within a month. What he or she doesn't pay
that month is subject to interest, often at a rate as high as 18 percent.
Large stores and services usually have systems set up to bill the
customer directly. The bank cards work somewhat differently. When a
customer uses the card to purchase an item, the credit card issuer pays
the store but deducts _____________ 9. (an amount of / a number of
/ a few) money from this payment as a service charge. The credit card
issuer therefore profits from service charges and from interest charges
and, in most cases, also profits from an annual fee charged to the
consumer for the privilege of using the card.
_____________ 10. (Neither / Both / Either) way, paying the
store directly or paying the credit card company, if the customer doesn't
pay within ____________11. (a certain / certain / little) time, he or
she must pay interest. Of course, the more he or she pays at once, the
_________12. (fewer / little / less) interest the customer will have to
pay in total.
LISTENING
1. T 16 Jack Andrews, who is three months behind on his
loan payments, is talking on the telephone with Nancy Grant, the
loan officer at his bank. Listen to their conversation.
Others say that using electronic money places too much control The temptation to take out the credit card is strong, especially of our personal finances in the hands of strangers. among ________ 4. (certain / a certain / every) people who are not ... it was a bit of a pain to have to learn a new money system highly creditworthy at the time they receive the offer, such as students every time you crossed a border. or recent graduates. The prospect of having ___________5. (much of / much / many) desirable goods so easily attainable with a little plastic FOCUSED PRACTICE card can be extremely seductive. 1. Look again at some of the sentences from What's _______________6. (An amount of / Much / Some) cards are Happening to Cash? In each case, say whether or not the word issued by individual stores and are good only for purchases within the in parentheses could be used to replace the italicized word or store. Others are issued by banks, through MasterCard or VISA, for phrase without changing the meaning or creating an incorrect example, and still others by the credit card companies themselves, sentence. If not, explain why. such as American Express and Diners Club.____________7. (Either 1. Even so, the Euro will have a great many significant effects. of the / Any of the / Some) oil companies and telephone companies, (many) too, issue cards to large numbers of users. 2. There won't be any Euro coins and bills for a while. (some) ___________ 8. (Most of / Much of / A great deal of) the 3. Are there any advantages to cash? (some) credit cards work the same way. The consumer makes purchases and 4. You remember that you need to buy some flowers. (any) receives bills in the mail within a month. What he or she doesn't pay 5. At this writing, few flower vendors take checks ... (a few) that month is subject to interest, often at a rate as high as 18 percent. 6. ... and even fewer take plastic. (less) Large stores and services usually have systems set up to bill the 7. If you've got a little money with you . . . (little) customer directly. The bank cards work somewhat differently. When a 8. ... you simply pull out a few bills. (few) customer uses the card to purchase an item, the credit card issuer pays 9. Of course, cash has a good many disadvantages as well. (a the store but deducts _____________ 9. (an amount of / a number of great many) / a few) money from this payment as a service charge. The credit card 10. Carrying a lot of coins can make holes in your pockets. issuer therefore profits from service charges and from interest charges (many) and, in most cases, also profits from an annual fee charged to the 11. Some people have little use for plastic cards. (a little) consumer for the privilege of using the card. 12. The jury is still out on whether the trend toward less and less _____________ 10. (Neither / Both / Either) way, paying the use of cash is good or bad. (fewer and fewer) store directly or paying the credit card company, if the customer doesn't pay within ____________11. (a certain / certain / little) time, he or 2. Read the information and complete it by choosing the she must pay interest. Of course, the more he or she pays at once, the appropriate quantifiers. _________12. (fewer / little / less) interest the customer will have to Almost ______1._every____1. (every / either / all) adult in the pay in total. United States has been invited to use a credit card at_________ 2. (some / any / each) time. Usually an 'invitation' to use one comes in LISTENING the mail, along with a _________3. (great amount / number / great 1. T 16 Jack Andrews, who is three months behind on his deal) of flattering remarks about the exclusivity of the people chosen loan payments, is talking on the telephone with Nancy Grant, the to use the card. loan officer at his bank. Listen to their conversation. 91 92
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