American Сulture. Жукова Е.Ф. - 52 стр.

                            businesses will only take checks drawn
                            on local banks.
3. Traveler’s checks        Most businesses will accept traveler’s
                            checks issued by banks. Be prepared to
                            show    identification,   such   as    your
                            passport, to establish your identity. Never
                            sign your traveler’s check until you are
                            ready to pay for your purchase. Keep a
                            record of the checks you use.
4. Credit cards             The most common national credit cards
                            are Visa, MasterCard, and Discover Card.
                            These are issued through banks to
                            individuals with good credit. Many
                            businesses, like Sears and J.C. Penney,
                            have their own credit cards which they
                            issue to their customers. These cards can
                            only be used in the store which issues the
                            credit card. Interest rates vary from 10
                            percent to 27 percent per year on the
                            unpaid balance for the purchased items.
5. Layaway                  This is a way to buy an item when you do
                            not have the money to pay for it
                            immediately. You choose an item and
                            make a “down payment,” which is
                            usually at least 10 percent of the item’s
                            value. Then you make payments each
                            month until you have paid for the item
                            and can take it home from the store.




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